To speak with a licensed agent, call (909) 237-6334 (TTY 711 M-SU, 8am-8pm) or email rob@rhbenefits.com

RH Benefits Insurance Services, Inc.

Your Comprehensive Guide
to Medicare Benefits

Information, Coverage Options,
and No-Cost Enrollment Assistance

Are You New To Medicare?

Not Sure Where to Begin?

As a new Medicare beneficiary, you have important decisions to make about the future of your healthcare.  Unfortunately, understanding the “ins-and-outs” and selecting the right plan can be challenging.

Start by enrolling in our virtual course where you’ll learn the important basics and then for more in-depth information, read through the content of this site and connect with one of our licensed and certified agents in your local area agents for free assistance.

Begin by Enrolling in Our Medicare Essentials Video Quick-Course:

This video tutorial covers the basic elements of Medicare in a format that is easy to understand and you can watch it from the comfort of your home!  It’s yours at no cost and no obligation, just tell us where we should send it!







      By submitting this information, you acknowledge a licensed insurance agent may contact you by phone, email, or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance, or Prescription Drug Plans.

      Get Free and Friendly
      Medicare Help Now

      Our licensed agents offer Medicare enrollment assistance
      at no cost and no obligation!


      Medicare Resources:
      What You Need to Know

      From Dollars to “Donuts”…


      Getting Started

      Answers to common questions such as: When should you enroll?  How and when do you become eligible for Medicare?

      Enrollment Periods

      After your initial enrollment, Medicare allows you to make changes to your coverage at specific times each year. Here are those dates.

      Defining the ABC’s

      Medicare consists of Parts A, B, C, and D.   Step one is to learn the “ABC’s”, how they work, and your options with each part.

      Medicare Part D

      Medicare’s Part D is coverage for your medication needs and is provided by private insurance carriers. We’ll explain exactly how it works.

      Advantage Plans

      Medicare Advantage Plans are provided by private insurance companies and can often save you money.

      Medicare’s “Donut Hole”

      Medicare Advantage Plans are provided by private insurance companies and can often save you money.

      Special Needs Plans

      Medicare Advantage Plans are provided by private insurance companies and can often save you money.

      Supplement Plans

      Insurance sold by private insurance companies to cover Medicare’s gaps.  Also called “MediGap” plans.

      Allow Us to Save You Time and Money!

      We shop multiple carriers, help you to understand your options,
      and find you the best plans and lowest premiums.


      Aetna
      Alignment Health Plans
      Anthem BlueCross
      Blue California
      Blue Shield of California
      Humana
      SCAN Health Plan
      United Health Care
      Well Care

      Frequently Asked Questions


      How do I apply for Medicare?

      How do I apply for a Medicare Advantage or Supplement Plan?

      Can I apply for Medicare in person?

      Can I get assistance applying for Medicare?

      When should I apply for Medicare?

      What if I missed my Initial Enrollment Period?

      Are there penalties for enrolling late?

      When do I get my Medicare card?

      Testimonials

      Here’s what our clients say about our service…


      Rob Haskins with RH Benefits helped me during open enrollment with my Medicare plan. He searched for special medicine which I have to take to make sure it would be covered by the program we selected. He also was able to lower my cost on medication.

      Read More


      Sandie F.
      Lake Elsinore, CA

      Rob Haskins with RH Benefits helped me during open enrollment with my Medicare plan. He searched for special medicine which I have to take to make sure it would be covered by the program we selected. He also was able to lower my cost on medication.

      He and his staff have always been responsive to any questions I have even after enrolling.


      Sandie F.
      Lake Elsinore, CA

      Rob is very knowledgeable on retirement scenarios, Medicare options and basically make sure you can retire happy.

      He’s personable and accessible and always willing to go the extra mile.


      Mike H.
      Murrieta, CA

      Rob has helped my husband and I to review our retirement and life insurance needs in a compassionate and understanding way. This is an important discussion each family should have. Contact Rob to help you assess your situation.


      Christy J.

      When you are ALMOST ready for Medicare, Rob is your guy! I used Rob’s retirement services when I turned 65. He was very informative, and helpful during a confusing time. He made the enrolling process easy. Best to contact him a few months before reaching Medicare age!


      Saren O.
      Temecula, CA

      Rob really helped my wife get ready for Medicare. I will be contacting him about 6 months before I’m due for certain. If you’re within a year of Medicare qualifying age, give Rob a call now so you can be ready on day one!


      Dan S.

      Articles and Information


      Medicare Annual Election Period Is About to Begin

      Each fall, from October 15 to December 7, the Annual Election Period allows you to review different Medicare plans and choose one that best suits you.

      Read More

      Why You Should Review Your Medicare Coverage Every Year

      Why would you review your coverage each year and possibly make changes to your plan or plans? Actually, there are several great reasons for doing so.

      Read More

      Mark These Important Medicare Dates on Your Calendar Each Year

      Mark these dates on your calendar so that you won’t overlook one of these important enrollment windows.

      Read More

      How Medicare Coordinates with Health Insurance From Your Employer

      Contact us to speak with a licensed agent if you have any questions about how Medicare can coordinate with insurance from your employer.

      Read More

      Medicare Premiums and Deductibles Will Change in 2023

      The Centers for Medicare and Medicaid Services has just released the new premium and deductible amounts for 2023. Here’s what you need to know.

      Read More

      Social Security Recipients are in Store for a Nice Raise!

      Beginning in January, Social Security beneficiaries will receive one of the largest-ever cost of living increases (COLA).

      Read More

      Take Note of This Change for Medicare Sales Calls

      Going forward, when you first speak with a broker or agent regarding Medicare, they will be required to record the entire phone call.

      Read More

      New Retirement Plan Contribution Limits Announced for 2023

      The IRS has increased retirement plan contributions for 2023. Here’s what you need to know.

      Read More

      The Medicare Annual Election Period Ends December 7

      The Annual Election Period ends soon, so don’t wait to start the process of evaluating your options! Here’s what you need to do right away.

      Read More

      Read Additional Articles

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